Health Insurance Knowledge among the Expatriate Workers: A Study in the Qassim Region, Saudi Arabia

Abstract

This study aimed to assess the level of health insurance knowledge among low-income expatriate workers in Saudi Arabia and to determine the socioeconomic factors associated with health insurance knowledge among them.  A survey of 316 workers in the Qassim region was conducted from 10 October to 25 December 2024. A convenience sampling method was used to recruit participants from various locations in the region, including construction sites, markets, and industrial sites. Statistical analysis, including bivariate analysis and logistic regression, was used to identify the key factors associated with health insurance knowledge among these workers. The study found that 62.3% of the participants had knowledge about cooperative health insurance. Analysis revealed that education, marital status, and family size were significant predictors of health insurance knowledge, with educated, married individuals, and those with smaller families having more knowledge of health insurance (p ≤0.05). In conclusion, this study identified education and monthly income as key factors that influence workers' understanding of health insurance. The findings of this study can inform policymakers in designing targeted campaigns and strategies to increase health insurance knowledge among workers, a vulnerable population that urgently needs better access to healthcare protection.